How to choose a credit counseling agency

Credit counseling can help you to get out of debt and handle your credit responsibly. However, before you can opt for a counseling agency, you need to check out if the agency is an authentic one. There are many credit counseling agencies who take advantage of the situation.

What you should look for -

• Check whether or not the company is a non-profit organization, and is a member of National Foundation for Credit Counseling
• Check if there are any complaints in the name of this company with the Better Business Bureau
• Check whether or not the company is accredited by Council on Accreditation (COA) or the International Standards Organization (ISO)
• The counseling agency must be in this business at least for 10 years

Before opting for any counseling agency, you should visit the office of that agency to discuss the matter with them. In addition, to opt for the best agency you need to visit not one, but a couple of companies at the same time.