Look out for these before choosing a credit counseling agency

It is known that credit counseling can help you to get rid of debt and handle your credit efficiently. But before choosing any of these agencies, you should know some common facts. The first step is to check if the agency is authentic or not. There are some fraud kind of agencies who might take advantage of your situations if you are not properly equipped with these facts. Actually their task is to guide you through proper way so that credit can be managed properly – but instead of doing that they might simply take money from you.

You need to check if the agency is accredited by International Standards Organization (ISO)

Also you need to check if there is any complaints lodged against this agency with the Better Business Bureau

Please ensure that you are not paying any money whatsoever before getting proper services

The agency should have been in the business for last 10 years

They should have certified counselors to advise

You should ask for a written document of their Terms & conditions and also Policies