Asset Allocation for Married & No kid ►►► Age between 25-40 yrs

At this stage in your life you can build your wealth, you may take plenty of risk because at present you do not have any responsibility of kids. Your asset should be allocated as follows –

►  Keep a decent amount of money nearly 40% in equity. Or if you want less risk, you can think of keeping 35% to equity.

►  You need to now start planning for the days when you may have a family. Hopefully, you have already made your investment in a property. Keep no more than 30% of your money in property. If you have put 35% in equity make this portion to 35% too.

►  You don’t need to have more than 10% of your money in savings accounts. If you still need some more liquidity, set aside more percentage.

►  Keep 10% of your savings in debentures ad bongs being fixed income instruments.

►  And keep 10% in Gold.